Like most people, I enjoy high-end items, but I can’t say that my bank account shares the same enthusiasm. In fact, I know it doesn't, because each time I look at my account after a splurge, I envision my money shaking its head in disappointment of my poor life choices.

The guilt of overspending lead me to this cute little system of saving money, that I like to call "MJ Money".  Actually, it's just mason jar money, but MJ Money has a little more swag to it and sounds a lot cooler, don't you think?

Anywho, what I do is label my jars with things that I like to splurge on. Because I’m a visual person, this makes this type of saving much more easier and achievable. I don't know about you, but if something isn’t in front of my face it may as well not even exist.

Basically, I start my jars with a $5 contribution at the beginning of the month. I then contribute leftover coins from my daily purchases of all the necessities.  Also, if I decide to skip my cup of coffee (which is rare honey), I’ll put that money into one of the jars too. This really helps to keep me on budget by forcing me to choose my purchases wisely.  I sometimes even find myself cutting corners in other spending areas in order to be able to contribute to my various jars. Would ya look at that?!

By the end of the month (sometimes 2 months), I usually have enough to buy a couple of things that I’ve been salivating over and my budget remains in tact!  It’s a fun and helpful way to prevent impulse buying and over spending, while still allowing yourself to splurge  on an item or 2!

What do you think?  Will you be giving this try? Maybe you have your own method of saving. I'd love to hear about it in the comments below!

Written by Alaysia Ross



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